Industry + customer group
Carry the sector and customer/business customer group from Industry Insights.
ESSENCE ADVISORY SERVICE · FINANCIAL ADVISORY & LENDING
Finance matched to the business context.
Move from industry and customer group to the appropriate funding pathway, preliminary affordability estimate, document starter pack and specialist review — without creating a separate customer journey.
Explore finance optionsCheck preliminary eligibilityOpen Complete Finance CaseBack to Advisory & Finance
Estimated finance information is for preliminary advisory only. Final eligibility, pricing, approval, subsidy and terms remain subject to lender / scheme rules and verification.
FUNDING & FINANCIAL SOLUTIONS
Eight structured finance options, available through Essence Group.
Start by industry or choose a product directly. Recommended options are highlighted first, while every requirement still goes through an eligibility, document and lender-fit review.
ONE CUSTOMER JOURNEY
From requirement to lender-ready request.
The attached finance concept is retained as a coordinated flow, but it now uses the existing Essence lead, Customer Management, customer portal and advisory structure instead of a separate finance website.
Finance option
Prioritize suitable products such as working capital, project, agri, food or solar finance.
Pre-screen
Capture amount, income/turnover, existing obligations, tenure and project purpose.
Documents + matching
Build the starter checklist and prepare the request for Bank / Finance Company / scheme review.
Specialist execution
Credit-team review, file preparation, lender coordination, loan approval and disbursement tracking.
PRELIMINARY FINANCE WORKSPACE
Business Loan pre-screen & document readiness.
This is a preliminary advisory calculator, not a loan approval or lender offer. It helps the customer and Essence finance team start with a structured requirement.
Preliminary affordability estimate
Use the requested amount and financial inputs to create a first-pass EMI and affordability reference.
PRELIMINARY OUTPUT
Estimated EMI
Illustrative affordability ceiling
Concept benchmark
Tenure
The benchmark rates come from the supplied Essence Financial Advisory concept and are used only for this preliminary calculator. Live lender rates, existing debt obligations, credit policy, collateral, scheme benefits and final eligibility must be verified before commitment.
Document starter pack
The checklist adapts to the selected finance product. The assigned Essence specialist can refine it after reviewing the actual borrower and project.
Recommended next step: credit-readiness review → lender/scheme fit → Financial Projections / Project Report/project documentation where required → file login after customer confirmation.
LENDER / SCHEME INFORMATION
Use a structured matching process before applying.
Use a structured review to evaluate the lender, documentation, project structure and applicable schemes before committing to a specific approach.
Bank / Finance Company matching
Match product, loan amount, borrower profile, geography, collateral, sector appetite and expected turnaround instead of displaying partner logos alone.
Government scheme mapping
For agriculture, animal husbandry, food processing, MSME and green projects, assess relevant schemes and subsidy conditions against current official rules.
Financial Projections / Project Report / project structuring
Use the existing Advisory capability for Financial Projections, Project Report, projections, project cost, means of finance and ready for lender review documentation.
EXPERT REVIEW
Save the finance requirement in the existing Essence customer record.
This website form saves the finance enquiry to the same customer record and sends it for review.